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Pay Monthly Holidays, Sorted

Spread the cost of your next holiday into interest-free monthly payments — with booking protection included.

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Holidaymaker’s love Vuelo

Join thousands of customers who love Vuelo. Here's what they have to say.

Explore breathtaking destinations and dive into vibrant new cultures.

Discover stunning locations around the world with the people who make your trips unforgettable. Plan your next adventure now, and spread the cost over time so you can travel without the financial stress.

Spread the Cost of Your Next Holiday

Plan your dream trip today and pay for it in manageable monthly instalments — with booking protection included. Vuelo is the UK's first and only integrated travel booking and payment platform, letting you search, book, and finance your holiday all in one place.

Why Pay Monthly Holidays Make Sense

Planning your dream holiday shouldn't have to break the bank. With Vuelo, a big travel expense becomes a series of manageable monthly payments that fit your lifestyle. You have the option to select your preferred payment date, making it easier to align with your payday and budget effectively. Book today to lock in current prices, secure your preferred dates in advance with an initial payment or low deposit, and pay the rest in further payments over time. Just ensure you can afford the monthly payments to avoid any financial strain, and pick from a wide range of destinations—whether that's a relaxing beach break or an action-packed city adventure.

Why You'll Love Pay Monthly Holidays

Budgeting that just makes sense

Vuelo turns a large travel bill into smaller, manageable monthly payments tailored to your life. If your circumstances change, you can easily change your payment date through your online account. It's a smarter way to make your holiday more affordable and easier to plan ahead.

Lock in today's prices

Book now and secure today's rates for your future holiday. Whether you're looking for a family-friendly resort or a quick city break, you won't have to worry about price increases as your departure date approaches — booking early with Vuelo can save you up to 48% compared to last-minute prices.

No nasty surprises

Pay monthly holidays remove the hassle of large upfront payments, giving you a flexible and affordable way to plan your trip while keeping your savings intact. Purchase protection is included on all bookings.

Works for everyone

Vuelo's platform is designed to serve a wide range of customers — from those with strong credit histories (0% APR, interest-free plans) to near-prime customers (interest-bearing plans). You can opt for the payment plan that suits you best. Our proprietary credit engine makes real-time decisions, so you get an instant, personalised offer every time.

How Pay Monthly Holidays Work with Vuelo

Vuelo works differently from traditional holiday payment plans. Rather than a standard deposit-and-balance structure, Vuelo assesses your travel and credit profile instantly and presents you with a personalised financing plan before you even confirm your booking — so you always know exactly what you'll pay each month.

Two Ways to Book

Book in-app

Search and book directly within the Vuelo app from thousands of leading hotels, airlines, and travel brands. Your personalised monthly payment plan is presented upfront alongside your travel options.

Book with your Vuelo Virtual Card

Prefer to book with your favourite travel brand directly? Vuelo can generate a one-time-use virtual Mastercard loaded with your approved credit amount. Use it at any approved travel merchant — including Expedia, Airbnb, and more — and repay Vuelo in monthly instalments.

Your Payment Plan

Once your booking is confirmed, your total cost is split into equal monthly instalments over a term of 3, 4, 6, 9, or 12 months. Payments are collected automatically, so you never have to worry about missing a deadline. Your plan gets better over time too — as you build a history with Vuelo, your spending power and available features can grow.

Booking Steps

Step 1: Find Your Dream Holiday

Browse destinations in the Vuelo website — from family-friendly beach resorts to city breaks and adventure travel. Every result is shown with an embedded, personalised payment plan so you can see your monthly cost from the start.

Step 2: Get Your Instant Decision

Vuelo's proprietary risk engine assesses your profile in real time using travel, credit, and itinerary data. You'll receive an instant, personalised financing offer — no lengthy application process, no waiting around.

Step 3: Confirm and Pay Monthly

Accept your plan and your booking is confirmed immediately. Your monthly instalments are collected automatically on a payment date that works for you, and you can change your payment date through your Vuelo account if needed. Please note: if payments are missed, your booking may be cancelled.

Step 4: Travel

That's it. Your payments run in the background while you look forward to your trip. All payments are completed over the course of your plan term, giving you total clarity on your finances from day one. Please note, all payments must be completed before you depart to ensure your holiday is fully secured.

Ways to Spread the Cost

Interest-Free Instalments (0% APR)

Available to prime credit customers, these plans let you spread the cost of your holiday over 1 to 6 months with zero interest. After your initial payment, the rest of your holiday cost is split into further payments, making budgeting simple and predictable. Ideal for larger bookings where you want maximum flexibility without any added cost.

Interest-Bearing Instalments (19.9%–39.9% APR)

For customers with a near-prime credit profile, Vuelo offers longer-term plans of up to 12 months. These plans include a buy now, pay later option, allowing you to secure your holiday with an initial deposit and pay the remaining balance in manageable monthly instalments. This flexible approach makes travel accessible to a much wider range of customers than traditional BNPL providers, thanks to Vuelo's travel-specific underwriting.

Vuelo Virtual Card

Book with any approved travel merchant using a one-time-use virtual Mastercard, and repay Vuelo in monthly instalments — giving you the freedom to shop wherever you like.

Who Benefits from Pay Monthly Holidays

Families

Book school holiday trips well in advance, lock in the best prices, and spread the cost into monthly payments that fit around your household budget.

Early Planners

Secure your preferred dates and destinations months ahead of time — and pay for them gradually rather than all at once.

Spontaneous Travellers

Get an instant credit decision and confirm your booking right away, with a clear, manageable repayment plan from the moment you book.

Budget-Conscious Travellers

Vuelo's pay monthly model means you don't need a large lump sum to get away. Spread the cost and keep your savings intact.

Final Checklist Before You Travel

Pay Monthly Holidays — Your Questions Answered

Vuelo uses a proprietary real-time credit and risk engine to make an instant, automated decision on your application. This uses a combination of credit bureau data, passenger data, merchant data, and itinerary data to provide you with the most accurate and personalised offer possible.

If a payment cannot be collected, your account will be flagged and your booking may be at risk of being cancelled. We recommend ensuring you have sufficient funds and that your payment method is kept up to date through your Vuelo account to avoid missed payments and any disruption or cancellation of your booking.

Yes — you can view your payment schedule, track upcoming instalments, change your payment date, and see all payment details in your account at any time through the Vuelo app or online portal.

Yes. Purchase protection is included on all Vuelo bookings. Your money is protected — package holidays booked with pay monthly plans are often ATOL protected, giving you extra peace of mind. Vuelo is FCA-authorised and regulated to provide consumer credit activities in the UK.

Vuelo offers plan lengths of 3, 4, 6, 9, or 12 months depending on your credit profile and the plan you choose. The average plan term is 6 months with an average booking value of £1,500. Final balances for pay monthly holidays are typically due 6–14 weeks before departure, and many providers require you to book at least 10 to 18 weeks in advance to use pay monthly plans.

Got any more questions? Read all our FAQ's on our Customer Service page.

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